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Object Description
Rating | |
Title | Crop price indemnified loans for farmers |
Subtitle | A pilot experiment in rural Ghana |
Author |
Karlan, Dean Kutsoati, Ed McMillan, Margaret S. Udry, Christopher R. |
ORCID | http://orcid.org/0000-0002-9260-9213 McMillan, Margaret |
Year | 2010 |
Abstract | Farmers face a particular set of risks that complicate the decision to borrow. We use a randomized experiment to investigate (1) the role of crop-price risk in reducing demand for credit among famers and (2) how risk mitigation changes farmers' investment decisions. In rural Ghana, we offer farmers loans with an indemnity component that forgives 50 percent of the loan if crop prices drop below a threshold price. A control group is offered a standard loan product at the same interest rate. We find similar rates of loan uptake among all farmers and little significant impact of the indemnity component on uptake or other outcomes of interest, with the exception of higher likelihoods of garden egg cultivation and sales to market traders rather than at farmgate among recipients of indemnified loans. |
Series Name | IFPRI Discussion Paper |
Series Number | 1021 |
Publisher | International Food Policy Research Institute (IFPRI) |
Place of publication | Washington, D.C. |
Language | English |
Record Type | Discussion paper |
Peer Reviewed - PR or Non-PR | Non-PR |
Subject - country location |
GHANA WEST AFRICA AFRICA SOUTH OF SAHARA AFRICA |
Subject - keywords |
Agricultural credit clustered randomized control trial crop price insurance crop prices Impact evaluation underinvestment |
IFPRI Descriptors |
IFPRI1 GRP32 |
IFPRI Division | DSGD |
Access Rights | Open Access |
Display Notes | Effective January 2007, the Discussion Paper series within each division and the Director General's Office of IFPRI were merged into one IFPRI�wide Discussion Paper series. The new series begins with number 00689, reflecting the prior publication of 688 discussion papers within the dispersed series. The earlier series are available on IFPRI�s website at http://www.ifpri.org/publications/results/taxonomy%3A468. |
LOC call number | IFPRIDP01021 |
Physical description | 17 pages |
IFPRI Web link | http://www.ifpri.org/publication/crop-price-indemnified-loans-farmers |
RePEc Downloads | https://ideas.repec.org/p/fpr/ifprid/1021.html |
Requests | mailto:ifpri-library@cgiar.org |
CONTENTdm file name | 3549.cpd |
Date cataloged | 2017-08-05 |
Date modified | 2017-08-05 |
OCLC number | 778452769 |
CONTENTdm number | 3548 |
Description
Title | ifpridp01021 11 |
Access Rights | Open Access |
CONTENTdm file name | 3531.pdfpage |
Date cataloged | 2017-08-05 |
Date modified | 2017-08-05 |
CONTENTdm number | 3530 |
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